Women drivers are more likely to crash into a parked car -- but men are more commonly involved in multi-car pile-ups, a new survey has found.
According to the findings, women drivers tend to be involved in low-impact collisions in places such as car parks, while men are more often caught up in "destructive" high-speed crashes.
The news comes after EU "gender neutral" rules took effect last month, meaning that insurers can no longer take someone's sex into account when deciding how much they should pay.
Young women drivers have been among the worst affected by the rule changes, due to the relatively high accident rates of young men.
"It's a month since the EU gender directive came in and our research clearly shows there are differences between men and women."
Researchers also found that, overall, men are more likely to have their car stolen, suffer flood damage, have something stolen from their car and claim for fuel contamination.
UK insurer Diamond has studied more than 400,000 accident claims over the past five years to pinpoint the different types of collisions that male and female drivers are involved in.
They found that typical incidents involving women drivers were:
•Hit parked and unattended vehicle
•Collision in a car park
•Reverse into a vehicle
•Hit a wall
•Hit stationary vehicle
•Collision on a roundabout
•Accident when turning across another vehicle's path
•Hit another vehicle
The common claims among male drivers were:
•Hit an animal
•Hit a crash barrier
•Ran down/up an embankment
•Hit a tree
•Hit a pedestrian on the pavement
•Head on collision with another vehicle
•Hit a motorcyclist
•Changed lanes and hit a vehicle