Wednesday 20 February 2019

4-year ban for uninsured bank worker caught for second time

Gerard Deegan was stopped while ‘acting suspiciously’
Gerard Deegan was stopped while ‘acting suspiciously’

A MORTGAGE specialist left a judge with "no choice" but to ban him from driving for four years - as it was his second uninsured driving offence.

Gerard Deegan (33) was stopped by gardai while "acting suspiciously", two years after he committed a similar offence.

Sergeant Anthony McNulty told Swords District Court that gardai stopped the defendant at North Street, Swords, at 5.30pm on April 15.

"He was acting suspiciously and when gardai spoke to him he admitted he had no driving licence and no insurance," said Sgt McNulty. The defendant, of Ashfield Green, Mulhuddart, had a previous no insurance conviction for which he was banned from driving for two years.


Solicitor Brian McGoey told the court that Deegan had been off work for six weeks due to anxiety and depression, which had been diagnosed by his GP.

The separated father-of-three, who lives with his mother, needed his car to take his two children to their activities and required his car to attend counselling and his doctor.

"He has been working for KBC Bank for eight years and is on the social committee with the bank, and helped organise a 10k night run for charity," Mr McGoey said.

He added that the defendant hoped to purchase a property in Co Cavan next year and would require his car to commute to his job. Judge Gerry Jones said he had "no choice" but to convict him and impose a four-year driving ban.

"He's aware it's his second no insurance conviction. He was caught on two occasions without insurance and I have no choice," said Judge Jones, imposing the driving ban and fining him €600.

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