Tip of the week: Students
Are you feeling the pinch financially?
Here are five quick steps to put you back on track:
1 Do up a monthly budget (if expenditure exceeds income, you have to cut costs, earn more or call your parents!)
2 Check out www.comreg.ie for best mobile phone deals.
3 Access discount web sites — free entrance to clubs, two meals for the price of one, etc.
4 Be VERY careful about debt, avoid overdrafts and if you must have a credit card, ALWAYS pay the minimum each month.
5 Try to save a little if you do have a part-time job.